Manage Funds

Our treasury management services make sophisticated cash management simple.  Whether you’re in your office or halfway around the world, take advantage of our technology and get your banking done when and how its most convenient for you.

 

Business Online Banking — Make commercial banking easy by using Austin Capital Bank’s secure online portal for businesses. Our site allows you to:

  • View your account balances and transactions
  • View the offsetting images to your deposits
  • Export your transactions into one of our qualified accounting systems
  • Place stop payments on checks
  • Transfer funds between your ACB accounts
  • Originate ACH transactions*
  • Send international, foreign and domestic wires
  • Make deposits with our Remote Deposit Capture product
  • Upload your Positive Pay files and review items for potential fraud
  • Manage your employees’ permissions in the site
  • Manage dual control settings for your company

Bill Pay — Setup payments in advance for utilities, credit card payments, mortgage, etc. using Austin Capital Bank’s free bill payment service. Additionally, with our bill pay service you may:

  • Setup reminders – help you track when a payment is due
  • View your pending payments in real-time
  • View your completed payments – up to 45 days
  • Setup Autopay – set it and forget it
  • Get it there tomorrow – Rush Delivery is available (there is a fee for this service)
  • Pay bills from multiple Austin Capital Bank accounts
  • Take a picture of your bill to pay it.

Mobile Banking — Take your banking to-go with our mobile app.  With our easy to use, secure app, you may:  

  • View your account balances and transactions
  • View the offsetting images to your deposits
  • Transfer funds between your ACB accounts
  • Originate ACH transactions*
  • Send international, foreign and domestic wires
  • Make deposits with Mobile Deposit Capture
  • Review your Positive Pay review items for potential fraud
  • Set Alerts – know when a transfer is pending your approval

 

Positive Pay — An easy to fraud prevention tool for businesses.  Simply upload your issued check file and let the system do the matching for you.  If there is an item that needs review, you will receive an alert to log in (website or mobile) and determine if the payment is legitimate or if further action needs to be taken.  

 

Sweeps — Austin Capital Bank offers various sweep services including:

  • Zero Balance Account(ZBA) sweep
  • Investment sweep
  • Loan sweep

By allowing us to automatically sweep funds for you, you will maximize your earnings and/or reduce your interest expense. Your benefits include:

  • Save time – no more transferring funds back and forth manually
  • Save money – no more paper checks to move funds between accounts
  • Invest excess cash or pay down loans faster – our sweep services automatically pays down your line of credit or invests excess funds into an investment of your choice.
  • Consolidate – reconcile accounts quicker with sweep services
  • Protection – protect your operating account from fraud by utilizing our ZBA sweep services.

 

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