Business Savings

Choose from our fully-liquid business money market account or any of our various certificates of deposit to save for a rainy day.  You’ll earn interest on both and are able to align the CD maturity with your anticipated cash flow needs.

Money Market* — Austin Capital Bank’s business money market account pays a great rate of interest so sit back and watch your balance grow.  View your activity with our online banking/mobile banking products.  Have instant access to your funds via debit card and use our small business mobile capture to securely make your deposits.

Certificates of Deposit** — Get a Texas-sized return with a high interest rate CD and choose the maturity that best fits your cash flow needs. We offer terms up to 5 years.  Earn higher rates with higher balances.  


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*Regulation D and Austin Capital Bank limit certain types of withdrawals and transfers that can be made from your savings account to a combined total of six (6) per monthly fee period. If the limit is exceeded, an excess activity fee for each withdrawal or transfer over the limit will be assessed. If the limit is exceeded on more than an occasional basis, your savings account could be converted to a checking account (sole-owned minor accounts may be closed). There is a maximum of three (3) excess activity fees per monthly fee period.
**You must deposit $1,000.00 to open this account. You must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. Early withdrawal penalties apply. Fees and withdrawals may reduce earnings. Interest Rates (Rates) and Annual Percentage Yields (APYs) stated are accurate as of April 1, 2018. All Rates, APYs and tiers are subject to change without notice. Fees and withdrawals may reduce earnings. APY assumes no compounding, interest paid annually or at maturity.

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Lost/Stolen ATM Card?

If your ATM/Debit card is lost or stolen, call this number immediately at 1-800-472-3232