Business Checking

At Austin Capital Bank, we understand business. That’s why we’ve designed our business checking accounts the way you expect: Simple, straightforward and useful.  

 

Simple Business Checking – An uncomplicated account designed for low to moderate check volume and deposit activity.  Enjoy these benefits with your account:

  • Small Business Online Banking with real-time account balances and transactions
  • Historical transactions with check and deposit images
  • Reconciliation exports to your qualified accounting system
  • Stop Payments
  • Bill Payment services
  • Initiate and receive wire transfers
  • Receive electronic ACH items
  • Mobile Banking app with mobile deposit included for iPhone®, iPad® or Android

 

Analyzed Business Checking – An account designed to help make the most of your money, safely. With this account you are able to:

  • Earn a competitive Earnings Credit Rate to help offset fees in your related business accounts
  • Manage your funds with Business Online Banking and/or Business Mobile Banking for iPhone®, iPad® or Android™.
  • Attach a sweep to consolidate your funds to pay-down debt or earn interest or
  • Use any of our treasury management services – – contact us below for a customized quote.

 

Business Interest Checking – Utilize all of our treasury services and earn interest, too. Whether your business is a Corporation or a Non-Profit, our Business Interest Checking account allows you to have all of the sophisticated treasury management products you require, and earn interest on your balances.  It’s the best of both worlds.  Contact us below for more information.  

 

Compare Checking Accounts

Monthly Maintenance Fee $10 $25 $25
Features Simple Business DDA Analyzed Business DDA Interest Business DDA
Manage Online
Write Checks
In-Branch Deposit
Mobile Deposit
Receive Electronic Items
Remote Deposit Capture
In-Branch Wire Transfers
Online Stop Payments
Online Bill Pay
Positive Pay
Debit Card Access
Originate ACH Transactions  
Online Wire Transfers  
Receive ECR on Balances    
Interest Bearing    
Number of Free Items 50 100 100
Minimum Balance to offset fees $10,000 $25,000 $25,000

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Lost/Stolen ATM Card?

If your ATM/Debit card is lost or stolen, call this number immediately at 1-800-472-3232