At Austin Capital Bank, we understand business. That’s why we’ve designed our business checking accounts the way you expect: Simple, straightforward and useful.
Simple Business Checking – An uncomplicated account designed for low to moderate check volume and deposit activity. Enjoy these benefits with your account:
- Small Business Online Banking with real-time account balances and transactions
- Historical transactions with check and deposit images
- Reconciliation exports to your qualified accounting system
- Stop Payments
- Bill Payment services
- Initiate and receive wire transfers
- Receive electronic ACH items
- Mobile Banking app with mobile deposit included for iPhone®, iPad® or Android™
- Earn a competitive Earnings Credit Rate to help offset fees in your related business accounts
- Manage your funds with Business Online Banking and/or Business Mobile Banking for iPhone®, iPad® or Android™.
- Attach a sweep to consolidate your funds to pay-down debt or earn interest or
- Use any of our treasury management services – – contact us below for a customized quote.
Business Interest Checking – Utilize all of our treasury services and earn interest, too. Whether your business is a Corporation or a Non-Profit, our Business Interest Checking account allows you to have all of the sophisticated treasury management products you require, and earn interest on your balances. It’s the best of both worlds. Contact us below for more information.
Compare Checking Accounts
|Monthly Maintenance Fee||$10||$25||$25|
|Features||Simple Business DDA||Analyzed Business DDA||Interest Business DDA|
|Receive Electronic Items||✔||✔||✔|
|Remote Deposit Capture||✔||✔||✔|
|In-Branch Wire Transfers||✔||✔||✔|
|Online Stop Payments||✔||✔||✔|
|Online Bill Pay||✔||✔||✔|
|Debit Card Access||✔||✔||✔|
|Originate ACH Transactions||✔||✔|
|Online Wire Transfers||✔||✔|
|Receive ECR on Balances||✔|
|Number of Free Items||50||100||100|
|Minimum Balance to offset fees||$10,000||$25,000||$25,000|