FinTech

Powering Responsible Finovation

Austin Capital Bank powers financial innovation that makes a large positive impact at the individual, family, and community level. We power financial solutions for our own proprietary bank brands and our partners’ brands that provide superior products and services with better user experiences. We create custom solutions on our secure Trident platform with strong consumer protection and regulatory compliance built right in. We help you deliver greater benefit at a lower cost to your customers, employees, or members.

Trident Technology Platform

At the heart of Austin Capital Bank’s financial innovation is our proprietary Trident technology platform. The Trident platform is built with a robust scalable micro service architecture interconnected by APIs, allowing the bank to rapidly prototype, test, and deploy innovative financial services both internally and for our partners.

Trident technology allows the bank to securely offer financial services online with true ‘Bank Security’ operational and technology protocols for all personal, credit, and financial information. As part of a FDIC insured bank, both the bank and its information technology are examined directly by the Federal Deposit Insurance Corporation on a regular basis. All accounts and funds managed on the Trident platform are fully insured by the Federal Deposit Insurance Corporation up to the highest allowable FDIC insurance limits. Sensitive information stored on the Trident platform is encrypted at multiple levels in the its databases and application layers as well as using a HTTPS/SSL 256 bit encryption layer with web browsers to protect sensitive information while in transit between web browsers and the Trident platform.

As a FDIC insured bank, the financial strength and stability of Austin Capital Bank is regularly examined by both Federal and State bank examiners so you know your partnership with us is secure and low risk.

Our Brands

Credit Strong ( www.CreditStrong.com ) is the first bank brand we launched on the Trident platform. Credit Strong is the reliable way for consumers to establish, build, or rebuild strong credit. The Credit Strong product line builds on the bank’s experience of offering the first nationwide credit builder account. Credit Strong accounts are the first credit builder accounts in the United States offered online nationwide that combine both an installment credit builder loan and a savings account to help consumers build credit and savings simultaneously in a reliable and safe manner.

Custom Built White Labeled Financial Services

The best financial service innovation ideas often come from people outside of financial services. You have the concept; we have the expertise, experience, and platform. Austin Capital Bank provides custom built financial products and services for organizations that aspire to offer a unique financial service to their constituents. These services are built on Austin Capital Bank’s proprietary technology platform and can be custom configured and branded. Whether you are a company, not-for-profit, government entity, association, or online marketing platform, we can rapidly develop and deploy a custom solution for you in a cost effective manner with robust regulatory compliance and consumer protection.

Why partner with us?

When you partner with Austin Capital Bank you are working directly with a strong and stable FDIC insured financial institution. The founders and executives of Austin Capital Bank have deep expertise in FinTech, banking, technology, and the complexity of regulatory compliance. We have our own cloud-based technology platform that allows us to rapidly prototype and develop a wide array of custom products and personalized user experiences to meet and exceed your specific goals.

To learn more about partnering with us to build your custom product or service

 

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